{"product_id":"karen-welsh","title":"Karen Welsh","description":"\u003cp data-start=\"60\" data-end=\"117\"\u003e\u003cstrong data-start=\"60\" data-end=\"86\"\u003eHEARTS ON THE SPECTRUM\u003c\/strong\u003e\u003cbr data-start=\"86\" data-end=\"89\"\u003eLay-By Invoice \/ Agreement\u003c\/p\u003e\n\u003cp data-start=\"119\" data-end=\"211\"\u003e\u003cstrong data-start=\"119\" data-end=\"132\"\u003eCustomer:\u003c\/strong\u003e Karen Welsh\u003cbr data-start=\"144\" data-end=\"147\"\u003e\u003cstrong data-start=\"147\" data-end=\"160\"\u003eBusiness:\u003c\/strong\u003e Hearts on the Spectrum\u003cbr data-start=\"183\" data-end=\"186\"\u003e\u003cstrong data-start=\"186\" data-end=\"195\"\u003eDate:\u003c\/strong\u003e 20 March 2026\u003c\/p\u003e\n\u003chr data-start=\"213\" data-end=\"216\"\u003e\n\u003ch3 data-section-id=\"5465hs\" data-start=\"218\" data-end=\"238\"\u003eItem on Lay-By\u003c\/h3\u003e\n\u003cp data-start=\"239\" data-end=\"256\"\u003e\u003cstrong data-start=\"239\" data-end=\"254\"\u003eLive Sale\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp data-start=\"258\" data-end=\"288\"\u003e\u003cstrong data-start=\"258\" data-end=\"274\"\u003eTotal Price:\u003c\/strong\u003e $217.00 AUD\u003c\/p\u003e\n\u003chr data-start=\"290\" data-end=\"293\"\u003e\n\u003ch3 data-section-id=\"1ac4hep\" data-start=\"295\" data-end=\"314\"\u003ePayment Terms\u003c\/h3\u003e\n\u003cp data-start=\"316\" data-end=\"399\"\u003e\u003cstrong data-start=\"316\" data-end=\"333\"\u003eDeposit (20%)\u003c\/strong\u003e\u003cbr data-start=\"333\" data-end=\"336\"\u003e$43.40 AUD\u003cbr data-start=\"346\" data-end=\"349\"\u003eDue \u003cstrong data-start=\"353\" data-end=\"372\"\u003ewithin 24 hours\u003c\/strong\u003e of this lay-by agreement\u003c\/p\u003e\n\u003cp data-start=\"401\" data-end=\"438\"\u003e\u003cstrong data-start=\"401\" data-end=\"422\"\u003eRemaining Balance\u003c\/strong\u003e\u003cbr data-start=\"422\" data-end=\"425\"\u003e$173.60 AUD\u003c\/p\u003e\n\u003cp data-start=\"440\" data-end=\"531\"\u003eThe remaining balance must be \u003cstrong data-start=\"470\" data-end=\"504\"\u003epaid within 6 weeks from today\u003c\/strong\u003e (due by \u003cstrong data-start=\"513\" data-end=\"527\"\u003e1 May 2026\u003c\/strong\u003e).\u003c\/p\u003e\n\u003cp data-start=\"533\" data-end=\"629\"\u003ePayments can be made \u003cstrong data-start=\"554\" data-end=\"589\"\u003ein instalments or as a lump sum\u003c\/strong\u003e at any time during the lay-by period.\u003c\/p\u003e\n\u003chr data-start=\"631\" data-end=\"634\"\u003e\n\u003ch3 data-section-id=\"1t5age7\" data-start=\"636\" data-end=\"664\"\u003eImportant Lay-By Terms\u003c\/h3\u003e\n\u003cp data-start=\"666\" data-end=\"1054\"\u003e• Item is \u003cstrong data-start=\"676\" data-end=\"709\"\u003eheld once deposit is received\u003c\/strong\u003e\u003cbr data-start=\"709\" data-end=\"712\"\u003e• Item will \u003cstrong data-start=\"724\" data-end=\"759\"\u003enot be shipped until fully paid\u003c\/strong\u003e\u003cbr data-start=\"759\" data-end=\"762\"\u003e• Customer may \u003cstrong data-start=\"777\" data-end=\"819\"\u003ecancel at any time before full payment\u003c\/strong\u003e and will receive a refund \u003cstrong data-start=\"846\" data-end=\"903\"\u003eminus any reasonable cancellation fee (if applicable)\u003c\/strong\u003e\u003cbr data-start=\"903\" data-end=\"906\"\u003e• If not paid within the 6-week period, the lay-by may be cancelled and refunded \u003cstrong data-start=\"987\" data-end=\"1015\"\u003eminus any reasonable fee\u003c\/strong\u003e in line with Australian Consumer Law\u003c\/p\u003e\n\u003chr data-start=\"1056\" data-end=\"1059\"\u003e\n\u003ch3 data-section-id=\"18bdzzc\" data-start=\"1061\" data-end=\"1085\"\u003eLay-By Information\u003c\/h3\u003e\n\u003cp data-start=\"1086\" data-end=\"1171\"\u003eFull terms can be viewed here:\u003cbr data-start=\"1116\" data-end=\"1119\"\u003e\u003ca data-start=\"1119\" data-end=\"1169\" rel=\"noopener\" class=\"decorated-link\" href=\"https:\/\/www.heartsonthespectrum.co\/pages\/layby-faq\"\u003ehttps:\/\/www.heartsonthespectrum.co\/pages\/layby-faq\u003cspan aria-hidden=\"true\" class=\"ms-0.5 inline-block align-middle leading-none\"\u003e\u003csvg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" aria-hidden=\"true\" data-rtl-flip=\"\" class=\"block h-[0.75em] w-[0.75em] stroke-current stroke-[0.75]\"\u003e\u003cuse fill=\"currentColor\" href=\"\/cdn\/assets\/sprites-core-lbtco6v1.svg#304883\"\u003e\u003c\/use\u003e\u003c\/svg\u003e\u003c\/span\u003e\u003c\/a\u003e\u003c\/p\u003e\n\u003chr data-start=\"1173\" data-end=\"1176\"\u003e\n\u003cp data-start=\"1178\" data-end=\"1287\"\u003e\u003cstrong data-start=\"1178\" data-end=\"1194\"\u003eDeposit Due:\u003c\/strong\u003e $43.40 (within 24 hours)\u003cbr data-start=\"1219\" data-end=\"1222\"\u003e\u003cstrong data-start=\"1222\" data-end=\"1244\"\u003eRemaining Balance:\u003c\/strong\u003e $173.60\u003cbr data-start=\"1252\" data-end=\"1255\"\u003e\u003cstrong data-start=\"1255\" data-end=\"1274\"\u003eFinal Due Date:\u003c\/strong\u003e 1 May 2026\u003c\/p\u003e","brand":"Hearts on the Spectrum","offers":[{"title":"Default Title","offer_id":52883556761894,"sku":null,"price":43.4,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0980\/1243\/0630\/files\/gg_5_de1e8e64-a8c3-4f52-aa47-6a9da91e54fd.jpg?v=1774518032","url":"https:\/\/www.heartsonthespectrum.co\/products\/karen-welsh","provider":"Hearts on the Spectrum","version":"1.0","type":"link"}