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Karen Welsh
$43.40
HEARTS ON THE SPECTRUM
Lay-By Invoice / Agreement
Customer: Karen Welsh
Business: Hearts on the Spectrum
Date: 20 March 2026
Item on Lay-By
Live Sale
Total Price: $217.00 AUD
Payment Terms
Deposit (20%)
$43.40 AUD
Due within 24 hours of this lay-by agreement
Remaining Balance
$173.60 AUD
The remaining balance must be paid within 6 weeks from today (due by 1 May 2026).
Payments can be made in instalments or as a lump sum at any time during the lay-by period.
Important Lay-By Terms
• Item is held once deposit is received
• Item will not be shipped until fully paid
• Customer may cancel at any time before full payment and will receive a refund minus any reasonable cancellation fee (if applicable)
• If not paid within the 6-week period, the lay-by may be cancelled and refunded minus any reasonable fee in line with Australian Consumer Law
Lay-By Information
Full terms can be viewed here:
https://www.heartsonthespectrum.co/pages/layby-faq
Deposit Due: $43.40 (within 24 hours)
Remaining Balance: $173.60
Final Due Date: 1 May 2026
